Heating & Air Conditioning Financing

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just the score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.

• Quick approval process
• Less Paperwork
• No dealer recourse
• Fixed interest rates
• Same as cash plans available

FTL Finance offers a wide range of consumer benefits including:

• Quick application process
• Fixed interest rates
• No pre-payment penalty or penalty for early payoff
• Multiple financing options to choose from ask your contractor for more details
• Easy to read documents
• Multiple FREE options for submitting your monthly payment
• No default interest rates
• Complete review of credit profile, not based solely on credit score